Investment Management

At Compass Private Wealth, we provide our clients with a bespoke investment offering that is tailored to their specific needs.

By understanding each client's investment objectives, preferences & restrictions, we work with them to build a holistic Investment Portfolio that is suited to their unique risk profile and asset allocation preferences.

We regularly review each client's investment solution to take account of changes in the global market environment and any changes to the client's financial circumstances or appetite to risk.

By partnering with global Fund Managers and Investment Companies with proven track records, we believe that we offer clients a truly global investment model. View Our Investment Philosophy Document here

Diversification

Diversifying your exposure within investment markets is of utmost importance in order to reduce volatility and spread risk.

At Compass Private Wealth, we encourage spreading your risk (diversification) in terms of Asset class, Geography, Sector, Active v Passive management style & lots more.

Fees & Taxes

We believe that unnecessary taxes and fees that are non-value-adding should be minimised in order to improve the net return for our client portfolios.

All Portfolios that we manage will focus on reducing these 2 costs so that the bottom line return for our client portfolios is maximised.

Regulated v Unregulated

At Compass Private Wealth, our service when making recommendations only includes those that are regulated by the Central Bank of Ireland. When clients have pre-existing or separate investments that are unregulated (such as syndicated property investments), then we can report on the value of these through our AssetAllocator system, however, we never proactively recommend these investments.

Structural Options

In Ireland, a regulated investment portfolio can be structured through a Life Insurance Company or an Investment Platform.

There are pros and cons to each option, and the ultimate choice will depend on a number of factors, including but not limited to pricing, service level preference, taxation and investment objectives.

Investment Reviews

We provide investment consultancy reviews for Families, Charities, Credit Unions and Companies. We initially work with our clients to document their investment objectives by writing up a clear Investment Policy Statement. We ensure that existing Portfolios meet their risk criteria and any specific objectives they have in terms of Environment Social & Governance (ESG) and other specific objectives.

Looking at the overall financial affairs, asset schedules, protection benefits & objectives of an organisation from an outside-in perspective can be crucially important in order to: